Stop Making Your Landlord Rich

And Own Your Own Home

Don’t Pay Another Cent in Rent to Your Landlord...
It’s a dream we all have—to own our own home and stop paying rent. But if you’re like most renters, you feel trapped within the walls of a house or apartment that doesn’t feel like yours. How could it when you’re not even permitted to bang in a nail or two without a hassle. You feel like you’re stuck in the renter’s rut with no way of rising up out of it and owning your own home.

Stop Paying Rent and Own Your Own Home

Don’t Feel Trapped Anymore
It doesn’t matter how long you’ve been renting, or how insurmountable your financial situation may seem. The truth is, there are some little known facts that can help you get over the hump, and transfer your status from renter to home- owner. With this information, you will begin to see how you really can:

• save for a downpayment
  
• stop lining your landlord’s pockets and
  
• stop wasting thousands of dollars on rent

There are many important issues you should be aware of that affect you as a renter. Why on earth would you continue to lose thousands by throwing it away on rent when, with your agent, you could take a few minutes to discuss your specific needs so that you can stop renting and start owning.

This conversation costs you nothing. And, of course, you shouldn’t have to feel obligated to buy a home at the time you review this. But by taking the time to explore your options, and learn about the ways you can afford to buy a home, think how prepared and relaxed you’ll be when you are ready to make this important step.

Here are some of the little known facts that can help you buy your first home:

1. You can buy a home with much less down than you think. There are some government programs (such as the first time buyer programs) to help people get into the housing market. You can qualify as a first time buyer even if your spouse has owned a home before as long as your name was not registered. Ensure your real estate agent is informed and knowledgeable in this important area and can offer programs to help you with your options.

2. You may be able to get your lender to help you with your down-payment and closing costs.
Even if you do not have enough cash for a down-payment, if you are debt-free, and own an asset free and clear (such as a car), your lending institution may be able to lend you the down-payment for your home by securing it against this as- set.

3. You may be able to find a seller to help you buy and finance your home.
Some sellers may be willing to hold a second mort- gage for you as a “seller take-back”. In this case, the seller becomes your lending institution. In- stead of paying this seller a lump-sum full amount for his or her home, you would pay monthly mortgage installments.

To help you find out if you are able to begin your path to home ownership, I have a FREE report that has been prepared by industry experts entitled "How to Stop Paying Rent and Own Your Own Home". To order this report, click HERE for an instant download or call Tara Belanger at 904.501.9037.

Tara Belanger is a licensed real estate agent with Re/Max Unlimited and a Nocatee Certified Agent. www.NortheastFLLiving.com. A portion of every closing by Tara Belanger benefits the Kids In Need Foundation. Visit www.TaraSupportsKINF.com for information on KINF.

Tara is a top rated agent and a leading expert on local market trends. She publishes her work across multiple newsletters and publications in Ponte Vedra, Ponte Vedra Beach, Jacksonville and Jacksonville Beach. You can visit her site at www.NortheastFLLiving.com.

www.TaraBelanger.com